Fox Everett, a division of HUB International, specializes in customized insurance solutions, including self-funded medical plans, third-party administration (TPA) services, pharmacy benefits management, GAP plans, and employee benefits consulting. We cater to companies with 50–500 employees, offering boutique flexibility and personalized service.

Fox Everett stands out with our human-first approach, regional expertise, and tailored solutions for mid-market companies. Unlike larger, bureaucratic TPAs, we prioritize agility, transparency, and one-on-one service. Backed by HUB International’s national buying power, we're uniquely positioned to offer both personal service and powerful resources.

A self-funded medical plan allows employers to pay for employee health claims directly instead of through fixed insurance premiums. This offers flexibility in designing custom plans, cash flow advantages, and potential savings on premium taxes. Fox Everett provides expertise to administer these plans efficiently while reducing costs.

GAP plans bridge the gap between higher deductibles and employee affordability. They pair with high-deductible health plans (HDHPs) to lower premiums while ensuring employees have affordable out-of-pocket costs. GAP plans are ideal for employers who want to reduce renewal premiums without sacrificing employee satisfaction.

Our data-driven tools provide actionable insights, helping businesses reduce healthcare costs, track claims, and improve employee satisfaction. From predictive population management to custom reporting, we make sure your health plan is optimized for success.

Employees and employers can access our online portal and mobile app for seamless plan management. Features include viewing ID cards, checking claim statuses, accessing plan benefits, and submitting requests. Both platforms are HIPAA-compliant to ensure data security.

While the GAP Plan is technically a type of Health Reimbursement Arrangement (HRA), here's the key difference:

• Cost Control: Retain funds until claims are paid, reducing fixed expenses.  
• Plan Flexibility: Customize benefits according to your organization’s goals.
• Transparency: Gain full data visibility to understand where every dollar is spent.  
• Savings: Avoid premium taxes and reduce administrative costs through our TPA model.

We customize solutions like self-funded plans, pharmacy benefits management, and reference-based pricing (RBP) to control rising medical costs. Additionally, our team negotiates competitive provider pricing and delivers analytics to identify cost-saving opportunities.

We work best with mid-sized employers (50–500 employees) seeking flexible, cost-effective alternatives to fully insured plans. If you’re looking to improve cost containment, increase employee satisfaction, and gain control of your health plans, Fox Everett is an ideal partner.

It’s easy! Start by reaching out to us for a consultation or quote. Our team will assess your organization’s needs and design a customized solution tailored to your goals. Collaborate with experienced account reps who will guide you every step of the way.