Healthcare That Works for You
At Fox Everett, being a member means more than just having access to a health plan—it means having a partner who genuinely cares about your experience. You’ll have real people on your side who know your name, provide clear answers when you need them, and go the extra mile to make things easier. Our member tools are designed to put you in control of your care, not leave you guessing. We believe healthcare should feel supportive, empowering, and easy to understand—not frustrating or impersonal. From enrollment to claims, we’re here to simplify the process and make sure you always feel confident, informed, and cared for.
$150M+
in Annual Claims
80+
Years of Expertise
24,000+
Members
What It Means to Be a Fox Everett Member
Being a Fox Everett member means you’re not just covered—you’re cared for. We’re here to make healthcare feel human again, with real answers, real support, and real-time tools that put you in control. Here’s what sets your experience apart.
Clarity Over Confusion
We make your benefits simple to understand—no jargon, no surprises, just clear guidance every step of the way.
Real People, Real Help
No bots or call centers. Our dedicated team knows your plan, your company, and how to help—fast.
Tools That Empower You
Track claims, check coverage, and find care right from your phone. Take control with easy-to-use digital tools.
Support That Shows Up When You Need It
Healthcare isn’t just about having coverage—it’s about having someone in your corner when it counts. At Fox Everett, we don’t disappear after open enrollment. Whether you’re navigating a new diagnosis, managing a chronic condition, or simply wondering what’s actually covered, our team is ready to help. Behind every benefit is a real person ready to guide you, so your healthcare experience feels easier, smarter, and less overwhelming.
Know exactly what’s covered in your plan before you get care—no fine print, no confusion, just clear expectations.
Quickly find in-network doctors, clinics, and specialists to save money and steer clear of surprise bills.
When you need reassurance, we make it easy to access expert second opinions so you can make confident choices.
Stay healthier with wellness tools and chronic care resources designed to support you every step of the way.
Your Questions Answered.
Healthcare can be confusing—but your benefits shouldn’t be. We’re here to make it simpler, so you can make confident, informed decisions.
A self-funded health plan means your employer pays for healthcare claims directly instead of paying fixed premiums to a traditional insurance carrier. This approach gives your employer more flexibility to customize the plan to your needs and often results in cost savings for both you and the company. With Fox Everett administering the plan, you get the structure of a traditional plan—with more transparency and better support.
- With the GAP Plan, Fox Everett and the provider take care of managing claims and reimbursements, streamlining the entire process for HR teams.
- Fox Everett can also administer traditional HRAs if desired, but the additional claims-handling aspect of the GAP Plan makes it a more comprehensive solution for many employers.
To provide an accurate quote for your Self-Funded GAP Plan, we require:
- Renewal Date
- Renewal Rates with options for higher deductibles
- Census data (if not included on the Renewal Rates sheet)
- Deductible Report or Claims Experience (if available)
Employers gain significant savings with a GAP Plan by:
- Raising the primary insurance deductible to reduce overall renewal premium costs.
- Reinvesting a portion of those savings into the GAP Plan, ensuring employees maintain similar out-of-pocket expenses while the employer realizes considerable cost reductions.
The claims process is seamless with Fox Everett:
- The employee shows their primary insurance card and Fox Everett GAP Plan card during the first visit to a new provider.
- The provider verifies coverage with both insurance carriers.
- Upon receiving the explanation of benefits (EOB) from the major medical plan, the provider submits the claim to Fox Everett.
- Fox Everett processes the claim and sends the payment with a corresponding EOB summary to the provider. A copy of the EOB is sent to the employee for their records.
Fox Everett stands out for its boutique-level service tailored to mid-sized employers. Here’s why businesses love working with us:
- Customizable Solutions for your specific needs.
- Hands-Free Claims Management, saving HR teams time and reducing administrative burden.
- Expertise in Mid-Market Companies, providing cost-effective and agile benefits administration.
- Flexibility to ensure continuity regardless of carrier changes.
- Superior Customer Service with dedicated reps ensuring prompt support.
Still have questions?
We’re here to help. Whether you’re looking into self-funding for the first time or need clarity on your current plan, our team is ready to give clear answers, personalized insights, and honest guidance. There’s no pressure, just partnership.
Design Flexibility
That Closes Deals
Every client is different, and we’re built for that. With Fox Everett, you can customize everything from provider networks and pharmacy carve-outs to GAP coverage and cost-containment features. Our flexible approach allows you to design plans that truly reflect your client’s needs, goals, and culture. You won’t be stuck pitching a one-size-fits-all option. We empower you with smart solutions that win business and deliver long-term results.
Implementation
Without the Headaches
We take care of onboarding, compliance, and plan setup with top-notch service that keeps you focused and your clients relaxed. From transferring eligibility files to educating employees, we manage the details for you. Our team acts as an extension of yours. We are professional, responsive, and dedicated to making your client feel supported at every step.
Transparent, Broker-Friendly Collaboration
We believe in real partnerships, not just handoffs. You will have full visibility into plan performance, claims usage, and trend data. We will also provide strategic recommendations to improve cost and care. There are no hidden levers or black boxes, just clear insights and ongoing collaboration. Whether you need quick answers or detailed data analysis, our responsive team is here to make your job easier and your clients happier.
Let’s Build Something That Wins Business
We’re not here to take over; we’re here to help you stand out. Whether you're starting your first self-funded group or managing a complex book, Fox Everett serves as an extension of your team. We deliver the flexibility and top-notch service that today’s clients expect.
Built for Mid-Market,
Backed by HUB
As part of HUB International, we provide the benefits of a large organization while maintaining personal service. Our platform is designed for groups with 50 to 500 lives, but we can also handle complex strategies and support fast-growing companies. Whether you’re just starting with self-funding or managing a varied business portfolio, we offer the tools, credibility, and confidence you need to grow effectively.
Your Competitive Edge, Built-In
At Fox Everett, we’re more than a partner. We’re your behind-the-scenes ally. We provide brokers with smart strategies, ready-to-use tools, and expert support. This helps you offer great value and build stronger relationships with your clients.
Smarter Plans.
Stronger Results.
Deliver self-funded strategies that reduce costs without sacrificing care. We design plans around each client’s workforce, risk goals, and long-term strategy.
Seamless Extension
of Your Team
Get top-notch support, claims knowledge, and compliance insights. We’re here to help you shine and simplify your life.
More Tools in
Your Toolkit
Add ready-to-use TPA services, customized GAP coverage, and data-supported pharmacy and RBP strategies to your offering. This can be done without the added overhead.
Retention-Driven
Design
Keep clients happy with transparent pricing, high-touch service, and plans that adapt with their needs. We help you build loyalty and protect renewals.
Real-Time Support,
Real Humans
Your clients don’t want a 1-800 number, and you don’t either. We are here when it matters most, with clear communication, fast response, and responsibility.
Expert-Led
Collaboration
Work closely with a team that gets the challenges. From strategy meetings to client presentations, we help you secure new business and achieve results that stand out.
Show Clients Options They Didn’t Know Existed
Fully insured is easy to sell, but clients often want control, savings, and clarity. Our coverage reviews help you find plan inefficiencies and offer self-funded solutions designed for each group’s goals. We’ll provide you with everything you need to succeed and keep clients.