Tired of Paying More for Less?
Take Back Control of Your Health Plan. Fully insured plans are getting more expensive and less effective every year. If you’re caught in a cycle of rising rates and strict benefit structures, it’s time for a new approach. Fox Everett’s Self-Funded Medical Plans give you the ability to create smarter and more flexible coverage that fits your team and your budget. We assist you in building every aspect of your plan, from PPO networks and pharmacy strategies to reinsurance and compliance, with purpose, transparency, and results.
$150M+
in Annual Claims
80+
Years of Expertise
24,000+
Members
Robust Provider Networks
National Access. Local Savings.
Fox Everett helps you balance network strength with cost-saving flexibility, designing smarter plans tailored to your workforce. Backed by HUB’s national network, we offer broad access to top carriers without losing control or customization. From comprehensive coverage to narrow networks or carve-outs, our solutions align with your goals to deliver quality care and long-term savings.
Access to major national and regional PPO networks
Customizable narrow or wrap network strategies
Deep discounts through direct and tiered contracting
Ideal for multi-location or mobile workforces
Pharmacy Benefits Management
Smarter Scripts.
Real Savings.
Prescription costs have skyrocketed in the past few years, and with GLP-1s, biosimilars, and new specialty drugs hitting the market every day, containing prescription costs is a critical factor in managing costs for our clients. Leveraging Fox Everett’s years of experience in this area with HUB International's buying power, we are able to bring truly unique cost-leveraging solutions to the market!
Greater cost transparency lets you see exactly where every dollar goes.
Improved plan flexibility means you can tailor networks and strategies.
Rebate & cost control helps you keep 100% of rebates and cut better deals.
Better clinical outcomes align pharmacy strategy with health goals.
Let’s Build a Smarter Plan—Together
Choosing the right benefits shouldn’t feel like guesswork. In just one conversation, we’ll walk through your challenges, explore smarter options, and see if self-funding is the right fit for your team. No pressure—just real answers from the people who know this industry inside and out.
Reinsurance Marketing & Placement
Protect Your Plan.
Preserve Your Budget.
Fox Everett focuses on managing your risks with effective reinsurance strategies. Whether you are moving to self-funding or improving your current stop-loss terms, we negotiate competitive rates, arrange coverage wisely, and track claims to keep you ahead.
Traditional and RBP stop-loss options
Aggregate and specific reinsurance placement
Transparent, data-driven underwriting models
Ongoing claims monitoring for smarter renewals
Reference-Based Pricing
Reduce Costs.
Retain Control.
Take charge of your healthcare costs with Reference-Based Pricing (RBP), which uses Medicare benchmarks to set fair and clear rates for medical services. RBP gives your organization control over claims and lowers costs while improving transparency, especially in industries with tight margins.
Benchmark payments based on Medicare plus a percentage
Greater plan transparency and employer control
Excellent for cost-sensitive or multi-location workforces
Ideal for self-funded plans with 100+ enrolled employees
Captive Solutions
Think Bigger than One Employer.
Fox Everett’s captive solutions let similar employers work together, share risk, and use their combined buying power. By going beyond traditional self-funding, captives provide more control, lower rates, and shared profits when claims are low.
Designed for 50–500 life groups ready to evolve
Mitigates risk with collaborative peer teaming
Custom stop-loss layering and flexible plan designs
Opportunities for surplus sharing through underwriting profits
COBRA & Section 125
Take the Risk Out of Compliance.
Managing COBRA and Section 125 in-house can cause compliance issues and costly penalties. Fox Everett takes care of all the administrative tasks for you, including timely notifications and real-time tracking. This allows you to relax and gives your HR team more time to focus on other work.